We put together a portfolio by combining some money market funds (or some of the money market ETFs) that we keep under surveillance.
The inbestMe Investment Committee monitors on a daily basis the performance of the best money market funds (or ETFs) that aim to replicate the official interest rates of the European Central Bank (ECB) and the US Federal Reserve (Fed).
At the moment, the list of money market funds and ETFs it monitors is as follows*:
| Name of Money market funds/ETFs | ISIN |
| BNP PARIBAS INSTICASH EUR 1D | LU0167237972 |
| BlackRock ICS Euro Liquidity Fund | IE00B44QSK78 |
| lackrock ICS Euro Liquidity Fund | IE00B3ZJFC95 |
| BNP PARIBAS INSTICASH EUR 3M | LU0423950053 |
| JPM EUR Liquidity LVNAV C (acc.) | LU1873127523 |
| BNP Paribas Funds Euro Money Market | LU0111461124 |
| BlackRock ICS Euro Liquid Environmentally Aware Fund | IE00B8V9MF07 |
| BlackRock ICS Euro Government Liquidity Fund | IE00B44QK126 |
| AMUNDI EURO LIQUIDITY-RATED SRI ( Ex Amundi 3 M | FR0007038138 |
| Pictet - Sovereign Short-Term Money Market EUR - I | LU0366536638 |
| Amundi Euro Liquidity Rated SRI | FR0013289386 |
| Lyxor Euro Overnight Return UCITS ETF - Acc | FR0010510800 |
| Xtrackers II EUR Overnight Rate Swap UCITS ETF 1C | LU0290358497 |
| Lyxor Smart Overnight Return - UCITS ETF C-EUR | LU1190417599 |
| Xtrackers Fed Funds Effective Rate Swap UCITS ETF 1C | LU0321465469 |
| Lyxor Smart Overnight Return UCITS ETF C-USD | LU1248511575 |
| Lyxor Fed Funds US Dollar Cash UCITS ETF - Acc | LU1233598447 |
The portfolio that will make up your Savings Portfolio will have the selection that the inbestMe Investment Committee determines to be the most optimal to achieve the advertised variable APY.
Our Clients have at all times the details of the positions that make up their portfolio.
The inbestMe Investment Committee may decide to modify the composition of the portfolio in order to keep it within the portfolio's objective: to replicate the return on short-term ECB or Fed interest rates (depending on whether the Savings Account is in euros or dollars), minus total costs.
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* The list of money market funds (or money market ETFs) that the Investment Committee keeps under review may change over time. We are in constant contact with the various fund managers to assess possible changes in the assets used in our portfolios.
Related Posts:
- inbestMe Blog: Savings Portfolio