1. FAQs
  2. Promotions

Refer a Friend Plan

€50 each for referring inbestMe

With the "Refer a Friend" promotion, existing clients (hereinafter referred to as the "Referrer") can recommend inbestMe to their friends and family members (hereinafter referred to as the "Referee"). If the Referee opens an account and deposits funds, both the Referrer and Referee will each receive a gross reward of €50 (this offer is not valid for pension plans).

To participate in the promotion, the Referrer must be the primary holder of an inbestMe portfolio. Any adult who has not previously been an inbestMe client can participate as a Referee. To qualify for the reward, the Referee must open an account and deposit the required funds.

To join the promotion, the Referrer must share their unique invitation link from their client area. The Referee must open their account by clicking on this link. The Referrer guarantees that they have obtained the Referee's consent to send emails related to the Refer a Friend program.

Both the Referrer and the Referee must deposit the minimum account-opening amount required by their chosen investment plan to receive the incentive.

Once the Referee has deposited funds, inbestMe will credit the €50 reward (subject to applicable taxes) to both the Referrer’s and Referee’s investment plans within the following month. This incentive is considered taxable investment income and will be subject to withholding tax as determined by current legislation. Clients must declare the full amount of the incentive as taxable investment income in their general taxable base, and inbestMe is exempt from any further responsibility.

inbestMe will apply the €50 reward (after withholding tax) between the 5th and 10th of the month following the Referee's account activation.

If the client withdraws the total balance from their account within 2 years of the promotional code activation date, inbestMe will impose a €50 penalty at the time of withdrawal due to non-compliance with the required holding period. This penalty will not affect the information declared to the Tax Agency regarding the reward.

inbestMe reserves the right to cancel the promotion without prior notice if fraudulent use is detected.

Important Note: Your portfolio will always maintain approximately 0.5%-1% of the managed volume in cash to cover corresponding fees. Additionally, any promotional amount received will also be held in cash for the first two years from the date of the reward deposit.