Like any portfolio, your portfolio is subject to market developments.
Like any portfolio of securities, your portfolio is subject to the evolution of the markets.
However, the inbestMe Savings Portfolio has been designed to maintain your capital and earn interest linked to official central bank rates.
The inbestMe Savings Portfolio, like any other securities' portfolio, is covered by the Fogain up to €100,000 in the event that inbestMe enters into insolvency proceedings or is declared insolvent by the CNMV (Comisión Nacional del Mercado de Valores).
Your Savings Portfolio, unlike a bank deposit, does not have the coverage of the deposit guarantee fund (up to €100,000).
In addition, your money is invested outside the inbestMe balance sheet. Your money is invested in the best money market funds from large and renowned fund managers and spread across hundreds of assets.